If you are a foreigner in Indonesia and need to do some banking transactions, you might want to open a personal account at a local bank there. However, there are usually some procedures that make this difficult, especially when you do not have KIMS or KITAS (a limited residency permit card) and KITAP (a permanent resident permit). Here you will find out some solutions on opening a personal bank account in Indonesia without residence permits.
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The general procedures for opening a personal bank account in Indonesia